Investing in our community one family at a time
Deposit Accounts

Business Accounts


  • Business Checking -

    Minimum opening balance: $500.00

    $500.00 min balance to avoid service charge; $10.00 service charge plus $.20 per item charge over 25 checks if balance falls below $500.00

  • NOW Business Checking -

    Minimum opening balance: $500.00

    Interest payment:
    Interest will be paid to you on your account every statement cycle if account balance remains above $500.00.

    A minimum daily balance service charge fee of $7.00 will be imposed every statement cycle unless a minimum balance of $1,000.00 or a minimum average daily balance of $1,500.00 is maintained.

  • Business Money Market Savings -

    Minimum opening balance: $2,500.00

    Transactions from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no more than three by check, draft, or similar order to third parties.

    Interest payment:
    Interest will be paid to you on your account every statement cycle if account balance remains above $2,500.00.

  • Savings Account -

    Minimum opening balance: $100.00

    A minimum balance service charge fee of $5.00 will be imposed every month if the balance in the account falls below $100.00 any day of the month.

    Interest will be compounded every quarter and credited to your account every quarter for balances that remain more that $100.00 every day of the month.

Please call First National Bank in Taylorville at (217) 824-2241 for details on Business Accounts.