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First National Bank in Taylorville offers a variety of personal and
business accounts suitable to your needs.
Personal Accounts
Main Street Checking
Personal Checking
Student Checking
NOW Checking
Super NOW Checking
Money Market Savings
Savings Account
Eager Earner/Student Savings
Loan
Financial
Calculators
Business Accounts
Business Checking
NOW Business Checking
Business Money Market Savings
Savings Account
Please call First National Bank in Taylorville at (217) 824-2241 for
details on Business Accounts.
MAIN STREET CHECKING
Minimum opening balance: $100.00
Fees:
A service charge fee of $6.00 will be
charged each calendar month.
Included benefits and services:
• Unlimited Check Writing
• One FREE box of imprinted checks each year (selected style)
• Notary Service
• Traveler's Checks, Cashier's Checks, & Money Orders
• Copy Service (up to 6 copies per month)
• License Plate Renewal Stickers
• Reduced Stop Payment Fees
• Bonus Travel Dividends
• Toll-Free Travel Reservation Service
• Credit Card Registration
• National Discount Book
• Key Registration Service
• Emergency Cash Service
• Preferred Check Acceptance
• $10,000.00 All Risk Accidental Death & Dismemberment Insurance
• $50,000.00 Common Carrier Accidental Death & Dismemberment Insurance
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PERSONAL CHECKING
Minimum opening balance: $100.00
Monthly maintenance: $ 4.00
This fee does not apply to persons age 62 and over
Each $100.00 minimum balance: $ .20 credit
There is a $.20 credit for each $100.00 minimum balance
Excess item fee: $ .20
The excess item fee will be charged for each debit transaction in excess of
25 during the statement cycle.
Maintain a minimum balance of $500.00 each cycle period and the fees
will not apply.
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NOW CHECKING
Minimum opening balance: $500.00
Interest payment:
Interest will be paid to you on your account every statement cycle if account
balance remains above $500.00.
A minimum daily balance service charge fee of $7.00 will be imposed every
statement cycle unless a minimum balance of $1,000.00 or a minimum average
daily balance of $1,500.00 is maintained.
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SUPER NOW CHECKING
Minimum opening balance: $2,500.00
Interest payment:
Interest will be paid to you on your account every statement cycle if account
balance remains above $2,500.00.
A minimum balance service charge fee of $7.00 will be imposed every statement
cycle unless a minimum daily balance of $2,500.00 is maintained.
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MONEY MARKET SAVINGS
Minimum opening balance: $2,500.00
Transactions from a Money Market account to another account or to third
parties by preauthorized, automatic, or telephone transfer are limited to six
per month with no more than three by check, draft, or similar order to third
parties.
Interest payment:
Interest will be paid to you on your account every statement cycle if account
balance remains above $2,500.00.
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PASSBOOK SAVINGS ACCOUNT
Minimum opening balance: $100.00
A minimum balance service charge fee of $5.00 will be imposed every month if
the balance in the account falls below $100.00 any day of the month.
Interest will be compounded every quarter and credited to your account every
quarter for balances that remain more that $100.00 every day of the month.
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Eager Earner/Student Savings
Account
Minimum opening balance: $10.00
There will no service charges or minimum balance requirements on this account
until the age of 18.
Interest will be compounded every quarter and credited to your account every
quarter.
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Loans
Agriculture
For:
- Real
Estate
- Machinery
and Equipment
- Live
Stock
- Production
(on call money)
- Equipment
Leasing
Commercial
For:
- Real
Estate
- Equipment
- Inventory
- Operating
Lines of Credit
- Letter
of Credit
Consumer: Installment Loans
For:
- Auto
and Trucks
- Household
Goods
- Recreational
- Education
Credit Cards:
Residential:
To:
- Purchase a home
- Construction
- Home Improvement
- Home Equity Lines of Credit
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OTHER SERVICES AVAILABLE EVERYDAY AT
FIRST NATIONAL BANK IN TAYLORVILLE
• GREAT SERVICE
• FRIENDLY
SMILES
• COFFEE AND DOUGHNUTS ON SOCIAL SECURITY DAY
• REAL PEOPLE ON THE TELEPHONE
• DEBIT CARDS
• MASTERCARD & VISA
• SAFETY DEPOSIT BOXES – VARIOUS SIZES
• BANK-BY-MAIL
• TRUST SERVICES
• NOTARY SERVICE AND SIGNATURE GUARANTEES
• CHECKING STATEMENT IMAGING
• INDIVIDUAL RETIREMENT ACCOUNTS
• DIRECT DEPOSIT OF SOCIAL SECURITY CHECKS & PAYROLL CHECKS
• PERSONAL MONEY ORDERS, CASHIER'S CHECKS & TRAVELERS CHECKS
• LICENSE STICKER RENEWALS
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