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CHECKING

FNBT offers a wide variety of checking accounts to accomodate the varying needs of our customers. Please call or visit one of our customer service representatives to help you select a checking account that is right for you. All FNBT checking accounts come with the following benefits at no additional charge:

Checking accounts offered by FNBT are:

Our Infinity Checking account is designed for our customers that want all of the benefits that are not found in your standard checking account

Account Details:

The Monthly service charge of $6.00 can be reduced by $.15 every time you swipe your debit card for purchases, up to $6.00 per statement cycle.

Foreign ATM fees are refunded up to $5.00 per statement cycle. Does not affect the monthly service charge.

This is our standard checking account which offers all of our basic services, designed for our customers who just want to get it done! Automatic transfer authorization is available to aid in overdraft protection from your savings account. This allows the transfer of funds to clear checks, preventing return item fees and returned checks.

Account Details:

Maintain a minimum balance of $500.00 each cycle period and the fees will not apply.

* Monthly maintenance fee does not apply to persons age 65 and over, when notified by customer.

Our Student Checking account is specifically designed with our high school and college students in mind. This account has access to our online and mobile banking systems along with mobile deposit and our Shazam Debit Card. In addition, parents have the ability to transfer funds to their students account by using any of our online systems.

Account Details:

Our NOW Checking account is designed for our customers who want all the conveniences of a regular checking account while earning interest on your balances.

Account Details:

A monthly service charge of $7.00 will be imposed every statement cycle unless a minimum balance of $1,000.00 or a minimum average daily balance of $1,500.00 is maintained.

Our Super NOW Checking account is specifically designed for our customers who want all of the conveniences of a regular checking account while maintaining larger balances and enjoy the benefits of earning a higher interest rate on their funds.

Account Details:

A minimum balance service charge fee of $7.00 will be imposed every statement cycle unless a minimum daily balance of $2,500.00 is maintained.