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Deposit Account Rates

FNBT DEPOSIT ACCOUNT RATES

All rates effective as of May 29, 2018

CERTIFICATES OF DEPOSIT
Term Interest Rate Annual Percentage Yield (APY)
3 Month 0.25% 0.25%
6 Month 0.40% 0.40%
9 Month - Special Rate* 1.77% 1.78%
12 Month 0.50% 0.50%
13 Month - Special Rate* 2.29% 2.31%
15 Month 0.80% 0.80%
18 Month 0.60% 0.60%
24 Month 0.75% 0.75%
30 Month 1.00% 1.00%
36 Month - Special Rate* 2.18% 2.20%
48 Month 1.25% 1.26%
60 Month 1.50% 1.51%

Minimum Deposit of $1,000.00 Required

*Limited time rate special

NOW Checking
Minimum Balance Interest Rate Annual Percentage Yield (APY)
$1,000 0.20% 0.20%
SUPER NOW Checking
Minimum Balance Interest Rate Annual Percentage Yield (APY)
$2,500.00-$4,999.99 0.20% 0.20%
$5,000.00-$9,999.99 0.30% 0.30%
$10,000.00-$24,999.99 0.40% 0.40%
$25,000.00 plus 0.50% 0.50%
Money Market Deposit Account
Minimum Balance Interest Rate Annual Percentage Yield (APY)
$2,500 0.50% 0.50%
Savings Accounts
Account Minimum Balance Interest Rate Annual Percentage Yield (APY)
Savings $100 0.35% 0.35%
Individual Retirement Accounts (IRA) $100 0.35% 0.35%
Student Savings* $10 0.35% 0.35%
Christmas Club $5 0.35% 0.35%

*For customers under age of 19.