CHECKING

FNBT offers a wide variety of checking accounts to accommodate the varying needs of our customers. Please call or visit one of our customer service representatives to help you select a checking account that is right for you. All FNBT checking accounts come with the following benefits at no additional charge:

Shazam Debit Card
Online Banking
Mobile Banking
Online Bill Pay
Voice Banking
Mobile Deposit
eStatements

Checking accounts offered by FNBT are:

Infinity Checking

Our Infinity Checking account is designed for our customers that want all of the benefits that are not found in your standard checking account.

Account Details:

Minimum opening deposit: $100.00
Free eStatement
Free Debit Card
Free Bill Pay
Free Mobile Banking and Mobile Check Deposit
Free Cashiers Checks
Free Money Orders
Reduced Stop Payment Fee
Monthly service fee: $6.00*

The Monthly service charge of $6.00 can be reduced by $.15 every time you swipe your debit card for purchases, up to $6.00 per statement cycle.

Foreign ATM fees are refunded up to $5.00 per statement cycle. Does not affect the monthly service charge.

Personal Checking

This is our standard checking account which offers all of our basic services, designed for our customers who just want to get it done! Automatic transfer authorization is available to aid in overdraft protection from your savings account. This allows the transfer of funds to clear checks, preventing return item fees and returned checks.

Account Details:

Minimum opening deposit:$100.00
Monthly maintenance fee: $4.00 (Fees and service charge credits do not apply to persons 65 or over. Must notify the bank for this to apply)
Per item service charge credit: A $.20 credit per each $100 minimum balance (calculated from the lowest monthly statement balance)

Maintain a minimum daily balance of $500.00 during the statement cycle and fees do not apply.

Student Checking

Our Student Checking account is specifically designed with our high school and college students in mind. This account has access to our online and mobile banking systems along with mobile deposit and our Shazam Debit Card. In addition, parents have the ability to transfer funds to their students account by using any of our online systems.

Account Details:

Minimum opening deposit: $100.00
No monthly service charge until student reaches 23
Debit cards are available
For students under 18 a parent needs to cosign

Now Checking

Our NOW Checking account is designed for our customers who want all the conveniences of a regular checking account while earning interest on your balances.

Account Details:

Minimum opening deposit: $500.00
Interest payment: Interest will be paid to you on your account every statement cycle if account balance remains above $500.00

A monthly service charge of $7.00 will be imposed every statement cycle unless a minimum balance of $1,000.00 or a minimum average daily balance of $1,500.00 is maintained.

Super Now Checking

Our Super NOW Checking account is specifically designed for our customers who want all of the conveniences of a regular checking account while maintaining larger balances and enjoy the benefits of earning a higher interest rate on their funds.

Account Details:

Minimum opening deposit: $2,500.00
Interest payment: Interest will be paid to you on your account every statement cycle if account balance remains above $2,500.00

A minimum balance service charge fee of $7.00 will be imposed every statement cycle unless a minimum daily balance of $2,500.00 is maintained.